What is the primary purpose of field underwriting procedures in life insurance?

What is the primary purpose of field underwriting procedures in life insurance?

• A. To determine insurability at the point of sale by collecting complete information, verifying facts, detecting misrepresentation or fraud, and ensuring policy suitability and compliance.
• B. To finalize premium rates after issue.
• C. To substitute the home office underwriting.
• D. To evaluate investment risk of the applicant's portfolio.

Answer: (A)